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Am I Covered by my home insurance policy on a buy to let property? Apply Now! Buy to let property insurance

The recent housing boom has led to many individuals entering the buy to let property market. These can include residential and commercial let property, including hard-to-insure DSS Lets, Student Lets, Holiday Homes, and Unoccupied Properties. Most home insurance companies insist specific buy to let property insurance is purchased because of the different risks associated with rented property in the buy to let market.

What would happen if I did not tell my home insurance company that I have let my property?

If you did not tell your home insurance company that you have let the property and a claim occurred, they may be within their rights not to settle the claim. Get a quote for Buy to let property insurance

Am I responsible for insuring a buy to let property or is my tenant?

The owner of the property is usually responsible for insuring the property. The property belongs to you and therefore, you are well advised to insure the property yourself. You could however, reflect the cost of insuring the property in your monthly rent from the tenant.

There are buy to let property insurance companies who specialise in offering cover for almost every type of residential and commercial let property, including hard-to-insure DSS Lets, Student Lets, Holiday Homes, and Unoccupied Properties. Remember, always read your buy to let property insurance policy carefully and failing that check with your home insurance company

Apply Now! Buy to let property insurance

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