Norwich Union Direct Home Insurance

Read our helpful information and make sure you have adequate home insurance cover!.

Norwich Union is part of Aviva which is the world's seventh-largest insurance group and the biggest in the UK. Aviva was created in May 2000 following the merger of CGU and Norwich Union. With its proud roots in Norwich over two hundred years ago, Norwich Union has grown into one of the UK's leading insurers boasting 1 in 5 of the nation's home insurance policies and considerable overseas interests. Norwich Union Direct is the company's trading name selling home, car, breakdown, pet and travel insurance together with many other financial products direct to the public. It also sells polices through a network of brokers.

Included among the many benefits of taking out a policy with them are instant online Norwich Union home insurance quotes, the option to pay monthly, increased discounts when you add buildings to contents cover at the same time and flexibility including cheaper first time buyer options with lower cover limits. You can also amend or renew your existing policy online

Norwich Union buildings insurance is available as a stand alone product or jointly with their contents option. It covers your buildings against loss or damage caused by a specific rane of risks including fire, theft, storm, lightning, flood and subsidence as well as breakage to fixed glass and sanitary fittings. Property owners liability is covered up to £2,000,000. Extra discount can be obtained if you take out building insurance with a Norwich Union Direct contents policy. Accidental damage cover is available if you want to guard against those little incidents like tripping and spilling paint up the expensive wall paper!

Norwich Union contents insurance has standard cover for your home contents against loss or damage from specific causes like fire, theft, storm, lightning and flood, up to £35,000 or up to £65,000 if you need to extend it, with valuables covered up to £6,000 or up to £20,000 with extended option. Garden contents are covered as are replacement locks if needed, personal money, the food in your deep freezer and loss of oil / metered water and lots more. With few exceptions, goods that need replacement under the home insurance policy will be replaced on a new for old basis. If you take the accidentally damage cover option your TV, video, audio and audio visual equipment, or your home computer are all covered on a new for old basis should that pot of paint get spilt over them! A low excess of £100 applies to contents cover.

No claims discounts are available of up to 50% for contents insurance and up to 20% for buildings cover if you make no claims for 5 years. Further discounts are available on your Norwich Union home insurance premiums if you insure your car, motorcycle or van with them.

Claims assistance and advice about domestic property repairs, including how to access a reputable tradesman, is available on Norwich's direct 24-hour helpline.

With the first time buyers package you get all the benefits of Norwich Union's current home insurance cover but as you probably haven't built up a large amount of contents there is the option of a low start contents sum insured of £20,000 plus for new householders an introductory contents insurance discount. Your first two years cover at a fixed monthly price* enabling you budget better. Starting at the lower level your contents sumn insured will automatically rise by £5,000 every year until you have reached the normal threashold. Additional financial benefits are available from discounts arranged with partner companies for first time necessities such as carpets, beds, cheaper home telephone bills, and starter tool kits.

Legal services can be added as an optional extra to provide 24 hour access to a free confidential legal advice helpline plus cover for up to £50,000 in legal costs to pursue or defend your case in a wide range of situations - from consumer disputes to personal residence disputes to personal injury (including medical negligence). This option has an excess of just £50 for each claim and covers any family members living with you.

Home Emergency Cover is also an optional extra and provides for a reliable tradesman to attends your home - normally the same day - to carry out emergency repairs up to the value of £500 per incident in the event of a domestic emergency at your home such as blockages in toilet waste pipes, plumbing problems such as leaking pipes, water tanks or leaking radiators, sudden and unexpected roofing problems and blocked drains within the boundaries of your home.

Get a cheap home insurance quote now! Norwich Union home insurance quotes

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